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CARITAS HEALTH CARD - Best Health Card in the Philippines

Will you spend your hard-earned money on hospital bills? Will you sell your property and investments when you or a family member needs money for medical fees?

Be prepared. Get a health card now.

With money back guarantee not offered anywhere in the country.

Health. Savings. Insurance.

See the difference.

Contact (0917) 643-9590 or email hc7lei@gmail.com for your 3-in-1 health card.

The BEST health card in the Philippines. Guaranteed.

 

Monster Bill

 

Dear Friend,

ARE YOU READY WHEN ILLNESS STRIKES YOU? ARE YOUR LOVED ONES READY… SHOULD ANYTHING HAPPEN TO YOU?

How HEALTHY are you?

How FINANCIALLY SECURED are you?

Getting sick can be very expensive. You can fall into debt, sell hard-earned property, and deplete your bank account.

If we can invest in gadgets, cars, and other properties, why not in HEALTH CARE COVERAGE?


Do you currently have an HMO card?

Are you tired of paying for the yearly renewal of your health card? 


Introducing: The first in the market, the CARITAS HEALTH SHIELD 5-years-to-pay health card with another 5 years of coverage for FREE!

A ONE-OF-A-KIND HEALTH CARE INVESTMENT PACKAGE

  • Comprehensive health care program
  • Five (5) years savings and ten (10) or more years coverage
  • Increasing benefit every year, but fixed premium (no worries about inflation)
  • Choice of Money Back or leave it as Medical Fund while it earns up to 8% annually
  • Four-way Insurance coverage
  • Transferable anytime
  • Assignable up to the 2nd degree of consanguinity


Highly recommended for individuals who want to secure their health for themselves and loved ones.

 

 

From Health Crisis to Financial Crisis

 

 

THE CARITAS HEALTH CARD 3-IN-1 PACKAGE COMPONENTS
(1)  Comprehensive Medical Package of hospitalization such as out-patient services, in-patient services, emergency care, and dental coverage
(2)  Four-way Insurance
(3)  Guaranteed Money Back or Medical Fund on the 11th year


I.      HEALTH CARE BENEFITS

  A.    MEDICAL EXPENSE BENEFITS
 
  1.    HOSPITALIZATION BENEFITS
- Room and board
- Services of accredited physician or specialist
- Laboratory tests, x-rays, and other diagnostic procedures
- Use of surgical and/or medical equipment and facilities (operating and recovery room, intensive care unit, dialysis, and chemotherapy equipment)
- Administration of anesthesia and/or oxygen
- Transfusion of hospital-provided whole blood or plasma
- Dressing, plaster cast, and other medical supplies
- Prescribed drugs and other medication during confinement
 
 2.    EMERGENCY CARE
  
 3.    SPECIAL DIAGNOSTIC & LAB PROCEDURES
- X-ray, ultrasound
- 2D Echocardiography with Doppler
- Magnetic Resonance Imaging (MRI), CT scan
- Basic mammography
- Treadmill stress test
- EMG
- Nuclear Test

 


Medical Expense Limit is Per Illness, not Per Year. You get the same limit for each type of sickness within the year, no matter how many types of illness within the same year.


 
  B.    MEMBERSHIP PRIVILEGES
  1.    OUT-PATIENT SERVICES
- 12 free consultations per year
- 10 pre/post natal consultations per pregnancy
- Treatment of minor injury or illness
- Minor surgery (not requiring hospital facilities)
- Eye, ear, nose, and throat treatment (EENT)
 
  2.   ANNUAL PHYSICAL EXAMINATION
- Taking of medical history
- Medical examination
- Chest x-ray (PA)
- Complete blood count
- Fasting blood sugar
- Urine and stool examination
- Electrocardiogram (for 35 years old and above)
- PAP smear (for 35 years old and above)
 
 3.   DENTAL CARE
- 4 free consultations per year
- Annual oral prophylaxis
- Tooth extraction
- Temporary filling or re-cementation
- Treatment of oral pain lesions, wounds, and burns
 
4.   PREVENTIVE HEALTH CARE
- Periodic monitoring of health problems
- Consultation on diet, exercise, and other healthful habits
- Counseling on family planning
- Immunization, excluding cost of drugs or vaccine
- Enrollment on company sponsored health seminars
 
5.   OTHER SERVICES
- 24-hour telephone (HOTLINE) assistance
- Discounts on non-covered services at selected hospitals, clinics, laboratories, drug stores, and optical shops
- 4 free consultations per year for pre-designated dependent
 
 

II.   FOUR-WAY INSURANCE

A.  CREDIT LIFE INSURANCE
B.  DISABILITY BENEFIT
C.  TERM LIFE INSURANCE
D.  ACCIDENTAL DEATH BENEFIT
In case of sudden death, the beneficiary receives the Life Insurance and becomes the New Card Member for the remaining years, while all succeeding premiums are considered as fully paid, and the beneficiary becomes entitled to the Money Back/Medical Fund on the 11th year.
 
 

III.  FINANCIAL INVESTMENT OR MEDICAL FUND

A.  Up to P500,000 Initial Expanded Benefit Limit (IEBL)
B.  Option to use it as medical/retirement/pension fund starting the 11th year
C.  Option to let it earn up to 8% per year (if no lab and/or confinement in the first 5 years)
D.  Assignable up to the 2nd degree of consanguinity
 
 

One-Time payment of Policy Fee (Good for 10 Years): P200/Plan



Difference of Caritas vs other HMOs

 


CARITAS HEALTH SHIELD, INC.
We are the BEST, we are the greatest—no joke:
*     # 1 Health Maintenance Organization (HMO) Card in the Philippines—guaranteed
*     Established in 1995 by well- known & highly successful group of doctors and specialists
*     Accredited in 372 hospitals (98% of all hospitals nationwide), 277 clinics/laboratories, 7,200 physicians, and 562 dentists nationwide—and counting
*     The ONLY health card company that has its own hospital
*     The ONLY health card company that has its own wholly-owned clinics: over 40 Clinica Caritas nationwide
*     The ONLY health card company with a solid Trust Fund: P7.8 Billion
*     Highly regulated by the Insurance Commission (IC) and the Department of Health (DOH)
*     An active member of the Association of HMO Companies in the Philippines (AHMOPI)



Wait, there’s more:
*     Our clients are both individual and group/corporate
*     Caritas gives P10M or less, in advance to their accredited hospitals, so that once the member avails of medical services, the hospital will not have a hard time in collection
*     Funds are invested in hospitals (lending), medical services, and leasing of medical equipment
*     Our trustee banks are Metrobank, BDO, BPI, Union Bank, RCBC, HSBC, Allied Bank, East-West Bank and Land Bank to ensure our obligations to our Card Members
*     Shareholder in the Bank of Commerce (BOC)

 

Health Insurance 101



How great are we? Check us out:
Our Board of Directors is made up of no less than:

Dr. Francisco G. Dizon
Honorary Chairman

President of the Philippine Medical Association
President of the Philippine Heart Association
President of Philippine College of Physicians
Chairman of the Medical Advisory Board
President of the Heart Foundation of the Philippines
President of the Philippine Cancer Society
#1 Cardiologist in the Philippines

Dr. Avelino P. Aventura
Chairman of the Board

Director of the Philippine Heart Center
Chairman-Organizing Committee of
Asian Thoracic Cardiovascular Surgeons Association (ATCSA)
Board of Trustees of the Heart Foundation of the Philippines
Chairman Housing Committee of Philippine Heart Center
Representative to the Continental Asian Pacific World Heart Federation
President of ASEAN Federation of Cardiology
President of Asia Pacific Heart Network
President of Phil. College of Surgeon
Chairman of Save-a-Heart, Save-a-Life Committee
#1 Cardiovascular Expert in the Philippines

Geoffrey M. Martinez
President & Chief Executive Officer
Pioneer and Leader in Pacific Plans, Inc.


Atty. Charles B. Escolin
Corporate Secretary


Atty. Juanito G. Arcilla
Msgr. Vicente D. Bauson
Dr. Jay D. Crisostomo
Msgr. Adolfo P. Depra
Ana Maria K. Escalona
Dr. Ruben G. Henson
Mariano T. Katipunan, Jr.
Atty. Florencio M. Martinez
Atty. Manuel S. Reyes
Amelia O. Visaya
Dr. Jose A. Yulde




Advantage of Caritas

 


Now is the best time to secure your health. Don't let yourself and your family be caught unprepared in a health crisis. For plan inquiries and a solution to fit your budget, please see contact details.

 

 

LEI

(0917) 643-9590

hc7lei@gmail.com
facebook.com/HealthCounselorLEI
thehealthcounselor.blogspot.com

plus.google.com/103041453025270556606

 

 

Killed by Bill

 

 

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The first in the market, the CARITAS HEALTH SHIELD 5-years-to-pay health card with another 5 years o ...
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Posted in Medical-or-Dental, 2012-Jan-31